The best student loans

Honor loans: the best student loans

Honor loans: the best student loans

September is the month of return between the school desks and the university, and for many families it also becomes the month of expenses for the purchase of educational material. Honor loans for students, offered by numerous banks and other credit institutions, however, make it possible to face the often very high costs of books, tuition and tuition fees without weighing too much on the family budget. Let’s look at some examples.

Designed to encourage the most deserving student’s studies, including at the university or the master’s degree, provides funding at favorable terms of up to 5 years and a repayment plan of up to 30 years. The minimum amount that can be financed is 500 euros while the maximum is 50 thousand euros.

Unicredit is also active on the source of honor loans for students with one credit ads, a credit line with a maximum amount of 27 thousand and 700 euros for a variable period depending on the course of study. The peculiarity lies in the fact that once he has completed his studies, the student can request a kind of “grace period” (maximum two years) before starting to repay the loan, or he can immediately start the repayment plan from a minimum of 12 months to a maximum of 180.

The financial institution of the bank, proposes a personal loan repayable in 24 monthly installments with Tan 0% and Taeg maximum 9.59% until 30 September 2017. Two types of funding are available: a lower one of 2000 euros with a set-up fee of 125 euros, and another of 4,000 euros with expenses of 325 euros. Not too bad is BPER Bank’s offer with its Libri Zero and PC Zero loans to purchase textbooks, dictionaries, PCs, tablets and notebooks: the amount that can be requested varies between 300 and 1500 euros for a fixed term of 12 months, none preliminary inquiry, Tan 0% and Taeg 0.49%.

Finally, with Fourcarre Bank you can request a Loan for training on Facile.it at very affordable rates. An example: 11 thousand euros in 72 months Tan 5.50% and Taeg of 7.18%, monthly payment 183.80 €. In addition, in Fourcarre stores, those with a Pastatrac credit card can choose to defer spending in three monthly installments at 0% RATE (Tan 0% and Taeg 0%), including the purchase of textbooks. (for more information, you can consult here).

Loan estimate of 10000 euros

Loan estimate of 10000 euros

 

Financial: Dimple Loan
Product: Personal Loan
TAN Fixed: 4.25%
APR: 4.44%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

Monthly installment € 185, 28 Feasibility check 

Financial: Ultranix
Product: Personal Loan
TAN Fixed: 5.16%
APR: 6.70%
Loan duration: 60 months
Amount Financed: € 10.146
Total due: € 11.735

Monthly installment € 193, 19 Feasibility check 

Financial: Astrofinance
Product: “Your Projects” Credit
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602